Transform your life through Holistic Financial Planning
Every person — and every family — has different circumstances and different goals.
That’s why we will start by looking at your complete financial picture before recommending anything. That means a deep dive into your income, your bills, your budget, and your goals for the future.
From there, we chart your clearest path to your best financial future.
The best part? The first hour of Holistic Financial Planning is completely FREE.
Discover your ideal Insurance Plan
Most families are struggling, despite their best efforts.
Challenges have been stacked against honest men and women like you, trying to give their best to their families.
Housing is increasingly unaffordable. Inflation is driving food prices up. And — surprise! — most paychecks aren’t keeping up.
You work long hours, pour a giant percentage of your paycheck into childcare costs and unexpected expenses.
And yet… every month, you’re staring up a mountain of debt.
You know you should spend more carefully. You know you don’t need half of the charges on your credit card bill.
You’re just so exhausted at the end of the day that you can’t think past ordering Chinese takeout on the way home from work. Again.
After you’ve scraped together enough dollars to cover each overinflated housing payment, you can’t help but wonder: If you’re physically and emotionally spent at the end of EVERY. SINGLE. WEEK… why isn’t there more money in the bank to show for all your hard work?
The sad truth? Hard work alone won’t secure a brighter future.
Sure, maybe there was a time when a solid work ethic was all you needed to thrive. Unfortunately, that isn’t how today’s economy works.
Today, you need a plan.
You need well-defined goals and a vision for what you’d like tomorrow to look like.
You need tenacity and commitment along a clear path that takes you from where you are right now to where you’d like to be — 5, 10 and 40 years in the future.
Your financial plan CANNOT be a one-size-fits-all scheme that only solves one dimension of your challenges.
You need something more comprehensive. Something that takes into account all aspects of your life and your goals.
I call this approach Holistic Financial Planning.
How does Holistic Financial Planning work?
My goal is to understand a person’s complete financial picture before recommending anything.
I’m not here to sell you the latest shiny financial gimmick.
You might be interested in a $2 million life insurance policy. And there are lots of insurance agents who will sell you one, without asking any questions about what it needs to cover or whether it’s the best option.
However, I’m always more interested in planning for your future financial freedom than I am in making a quick insurance sale.
I don’t believe in cookie cutter financial plans. There are just too many variations to every family’s circumstances.
So I won’t sell you a “quick fix.” Instead, we’ll paint a top-to-bottom financial outlook for your whole family.
That means discussing your budget.
Your income.
Your expenses.
Exactly where dollars go each month.
Look, I know budgeting isn’t a leisurely stroll through the park. Creating and sticking to a budget requires hard work, diligence and more discipline than any of us like to think about.
However, thinking through your budget is a crucial first step to financial planning.
I promise that budget enforcement is not in my job description. But I am good at helping people craft a plan that works with their goals.
Speaking of…
Next, we’ll discuss your goals.
Not just for the next five years — or 15 years.
I want to hear your best dreams for the future.
The one with the perfect house in just the right location. The future where you’re pursuing your passions because you’re NOT tied down by debt and that job you hate…
I want you to envision retirement. Even if it’s a long way off. Or impossible by your last estimation.
My goal is to find realistic solutions to your “impossible” goals.
Finally, I want to help you think through hard questions.
What happens if you die suddenly? Or get injured?
How will the remaining spouse and children be protected if a major source of income disappears overnight?
Insurance is how we plan against the unexpected turns in life. It’s necessary and should be carefully tailored to specific circumstances like any financial planning tool.
However, insurance is not a traditional investment. I don’t believe in selling you more insurance than you need. I take the Goldilocks approach: Juuuust right!
Once we’ve mapped a clear picture of your current finances and defined a vision of your future, that’s where the magic happens…
Unlock the path to your best future
Start charting how to get from right now to your best financial future.
Stop running like a hamster on a wheel going nowhere and confidently take steps that move you forward.
Holistic Financial Planning creates YOUR PATH to a brighter future.
My job is to do the right thing by each and every family. My passion is to help you achieve your goals.
The most satisfying compliment I hear is:
“Thank you. You’ve changed our lives.”
That’s how I know I’ve done my job. Even if I didn’t make a dime selling anything.
Holistic Financial Planning is the most valuable service I provide. So I can help more families, I offer the first hour completely free.
I do it because I know how transformative a carefully customized plan can be.
It’s easy to schedule a planning session. Click the link below and pick a time that works for your schedule.
Let’s create your path to financial freedom!
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